January 3, 2019

Does the idea of buying a home have you feeling like a deer in the headlights? Shopping for a mortgage, negotiating prices, scheduling home inspections can leave your head spinning! With one stop at CHP Homeownership, all your homeownership steps can be done under one roof. Long gone is the confusion and anxiety of homebuying, they are now replaced with convenience and ease!

CHP Homeownership offers a variety of services for your homeownership needs – whether buying or selling.

Starting your path towards homeownership with us is easy, and convenient. All you need to do is create your profile through our online system, Compass. This can be done while you’re lounging on your couch, in your pajamas watching Friends reruns – win!

Once your profile is complete, our homeownership advisor can accurately assess your financial situation. From there, you’ll have a tailored one-on-one advising session. If you’re credit ready, that’s great! Our homeownership advisor will go to the banks for you to shop pre-approvals and find the best interest rate.

If you’re not quite ready for a pre-approval, don’t worry, we’ll get you there! We’ll create a tailored plan to help get your credit score up. This might include developing a savings plan, budget plan and monthly check-ins. Once you have that pre-approval in hand, it’s time for the fun stuff . . . looking at homes!

Our Realtor® Michael George has 14 years of education and experience in the New River Valley and will work alongside of you to find your perfect home. During your first meeting with Michael, you will talk about the must-haves and deal-breakers of your dream home. These are extremely helpful as you begin your house hunting adventure.

Once you and Michael have a list of required and desired details, he will create a “Collaboration Center” with you through the MLS (Multiple Listing System). This is where you will see homes that meet your criteria as soon as they hit the market. No more stalking and reloading Zillow or Realtor.com! You’ll get updates right to your e-mail!

“30-45 days with a good lender and a conventional loan is the timeline most homebuyers can expect,” said Rose Quesenberry, Homeownership Advisor for CHP Homeownership.

Once you find your dream home, we’ll walk you through making an offer and negotiating the contract. We’ll even help you secure a home inspector. We’ll be with you at the closing table the day you get your keys to your new home. We’re truly with you every step of the way.

If this article has your head spinning and you are left with more questions, we’re here to answer them! Contact us today to start your path towards homeownership at ownahome@chpc2.org or call us at 540.230.3083.

Let us handle the hard stuff and you focus on the fun stuff!