As part of our homeownership program, we provide homebuyer education classes. Through the classes, clients will learn different aspects of the home buying process including personal finance, budgeting, credit coaching, qualifying for a loan, negotiating a purchase, applying for a mortgage, home maintenance and foreclosure prevention.
Navigating today’s housing market can be a challenge. Homebuyer education may be the single most effective tool for achieving successful homeownership according to a 2011 study conducted by the Research Institute for Housing America. CHP offers both classroom and online homebuyer education.
Buying your first home, or just overwhelmed with the process? Let us help you become more knowledgeable and feel at ease during the home buying process. During this class, you will learn the many aspects of the home buying process including: how to find a real estate agent; determining an affordable purchase price; dealing with credit issues; qualifying for a loan; comparing loan programs; negotiating a purchase; applying for a mortgage; home maintenance; and foreclosure prevention.
This 2 hour class helps define the 5 key elements of mortgage readiness: credit, income, savings (down payment), debt, collections & judgments. The class also defines some key benchmarks towards becoming mortgage ready.
To get started on your journey to homeownership with CHP, the first step is to create your online profile by clicking here and following these instructions:
- Click Sign Up Now.
- Enter in your basic contact information.
- Check your email and confirm your account.
- You will then be directed back to Compass to continue your profile.
From here you can upload documents, see your credit score, track your savings progress, and search our listings. Compass also automatically calculates a price range for houses you can afford!
Use the Training Center tab at the top of the page to sign up for classes and make appointments.
Click on the Resources tab at the top of the page and you will find an extensive bank of home buying resources.
And don’t forget that our team of Homeownership professionals are here to answer all questions in person, on the phone, or through email!
Contact us with any questions!
Online Homeownership Education
CHP is partnered with FRAMEWORK to deliver online homeownership education. FRAMEWORK is an innovative, online way to learn how to be a smart, confident and successful homeowner.
FRAMEWORK is the only online homebuyer course designed by experts in online learning. It’s comprehensive, so you’ll have all the facts you need to navigate every step of the buying process. And you can learn when, where, and how you like. It even works on your smartphone.
FRAMEWORK meets many lenders’ requirements for homebuyer education, but check with yours to make sure an online course is acceptable.
Framework Homeownership Overview Video